This research studies the role of electronic banking in increasing bank services' fees of private banks in Iran
during the years between 2009 and 2011. To achieve our goal, we have chosen 185 persons as our research
sample from among the whole branches of 15 Iranian private banks through random selection and the
questionnaires were distributed among them. The results of research findings' analysis showed that the
relationship between electronic banking and banks' earnings as our main hypothesis in this research is positive
and meaningful and the relationship between banks' earnings and smart cards, ATMs, point of sale (POS),
internet banks and telephone banks as subsidiary hypotheses is a positive and meaningful too
